September 2, 2010
You can count on Centrix Bank for an excellent selection of products and services to meet your personal banking needs. Whether you are saving or borrowing, there is a Centrix Bank product that is right for you. As a local New Hampshire-based bank, we provide a unique level of attention and customized services. Centrix Bank delivers personal service with competitive banking options.
*Minimum Daily Balance to Earn Interest
**Average Daily Balance to Avoid Minimum Balance Fee
A Centrix Bank personal banker will be happy to help you find the account that is right for you. Visit any of our convenient locations to speak with a personal banker today!
| Account Type | Balance to Earn Interest* | Balance to Avoid Minimum Balance Fee** | Monthly Minimum Balance Fee | Online Banking | ATM/Debit Card | |
|---|---|---|---|---|---|---|
| Statement Savings | More» | $250 | $250 | $2.50 | Yes | Yes |
Statement SavingsBegin the growth of your money with a Statement Savings account. The simplest way to save! Our Statement Savings account earns a market rate of interest. Transaction limitations apply. If you close your account before interest is credited, you will not receive the accrued interest. | ||||||
| Personal Money Market | More» | $2,500 | $750 | $7.50 | Yes | Yes |
Personal Money MarketAdd a money market account to your portfolio and make your money work for you. Our Personal Money Market account earns a market rate of interest. Transaction limitations apply. If you close your account before interest is credited, you will not receive the accrued interest. | ||||||
| Certificate of Deposit (CD) | More» | $1,000 | N/A | N/A | Yes | No |
Certificate of Deposit (CD)Centrix CDs offer something for everyone with FDIC insurance protection, excellent rates, and a flexible selection of terms ranging from 12 months to 5 years. You'll enjoy market interest rates, peace of mind, and the security of dealing with a local New Hampshire-based bank. These products require a minimal balance to open and to receive the annual percentage yield. Penalties may be assessed for early withdrawals. For ultimate flexibility, choose our Premier 1 CD. This is a 12-month CD, which allows you unlimited deposits and a one-time penalty free withdrawal within the 12-month period, including the ability to close your CD prior to the completion of the term and still receive the interest you have earned-to-date. Feel secure with a fixed rate, but still have the flexibility to withdraw, if needed. | ||||||
| Certificate of Deposit (CDARS) | More» | $1,000 | N/A | N/A | Yes | No |
Certificate of Deposit (CDARS)Centrix Bank is pleased to offer an investment option with significant benefits for deposits in excess of the FDIC insurance limit. Through our participation in the Certificate of Deposit Account Registry Service (CDARS), you can enjoy full deposit insurance safety, the convenience of one rate and one statement – all from one bank. Now you will have peace of mind knowing your deposits are protected and managed by a local New Hampshire-based bank – Centrix Bank. It's that simple! Click here to view a demo on how CDARS works. | ||||||
| Freedom CD | More» | $1,000 | N/A | N/A | Yes | No |
Freedom CDEver wish you could increase the rate of your CD to maximize its return? Now you can with the Freedom CD from Centrix Bank. This 18-month CD allows you to increase the rate twice during its term, so you can enjoy a more favorable return on your investment. With our Freedom CD, you will continue to receive competitive market interest rates, peace of mind, and the security of dealing with a local New Hampshire-based bank. | ||||||
**Average Daily Balance to Avoid Minimum Balance Fee
Relationship Banking
A Centrix Bank personal banker will be happy to help you find the account that is right for you. Visit any of our convenient locations to speak with a personal banker today!
Additional Banking Services
- Online banking – 24 hours a day, 7 days a week
- 24 hour voice response phone banking
- Direct deposit of government, payroll, dividend and pension checks
- Notary public service
- Bill Payment at no charge for up to 50 transactions per month (in excess of 50 transactions, a small per transaction fee applies).
- ATM use at any SUM Network…
When you use another financial institution's ATM, they may charge you an access fee or "surcharge"... and those surcharge fees can really add up. Centrix Bank is a member of the SUM Program, which offers "surcharge" free cash withdrawals at participating ATMs. All you have to do is look for the SUM logo. There are over 100 participating ATMs in New Hampshire and over 2,000 participating ATMs throughout the northeast. Click the SUM logo to find the nearest SUM ATM convenient to you.
Member FDIC | Equal Housing Lender
